.ip-root{width:min(1180px,calc(100vw - 48px));margin:0 auto;padding:32px 0 72px;color:var(--ink)}.ip-hero{background:rgba(255,252,246,.9);border:1px solid var(--line);border-radius:22px;box-shadow:0 18px 50px rgba(52,39,28,.08);padding:36px 40px}.ip-kicker{display:inline-block;font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--accent-dark);font-weight:700}.ip-hero h1{margin:10px 0 12px;font-family:var(--font-serif);font-size:clamp(1.7rem,3.4vw,2.6rem);line-height:1.2;color:var(--ink)}.ip-lead{margin:0;max-width:66ch;color:var(--ink-soft);line-height:1.75}.ip-disclaimer{display:flex;align-items:flex-start;gap:10px;margin-top:18px;padding:12px 16px;border:1px dashed var(--accent);border-radius:12px;background:var(--accent-light);color:var(--accent-dark);font-size:13px;line-height:1.6}.ip-disclaimer strong{font-weight:800}.ip-anchors{margin-top:22px;border:1px solid var(--accent);border-left-width:4px;border-radius:18px;background:var(--accent-light);padding:22px 26px 24px;box-shadow:0 12px 34px rgba(52,39,28,.07)}.ip-anchors-head{display:flex;gap:14px;align-items:flex-start;margin-bottom:14px}.ip-anchors-icon{flex:none;display:inline-flex;align-items:center;justify-content:center;width:40px;height:40px;border-radius:12px;background:rgba(255,252,246,.8);border:1px solid var(--accent);color:var(--accent-dark)}.ip-anchors-icon svg{width:21px;height:21px}.ip-anchors-kicker{display:block;font-size:10.5px;letter-spacing:.12em;text-transform:uppercase;font-weight:700;color:var(--accent-dark);margin-bottom:2px}.ip-anchors-head h2{margin:0 0 3px;font-family:var(--font-serif);font-size:clamp(1.15rem,2.2vw,1.45rem);color:var(--ink);line-height:1.3}.ip-anchors-head p{margin:0;font-size:12.5px;color:var(--accent-dark);line-height:1.65;max-width:70ch}.ip-anchor-list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));grid-gap:10px;gap:10px}.ip-anchor a,.ip-anchor-hint{display:flex;flex-direction:column;gap:3px;height:100%;border:1px solid var(--accent);border-radius:12px;background:rgba(255,252,246,.9);padding:12px 14px;text-decoration:none;transition:background .12s ease,border-color .12s ease}.ip-anchor a:hover{background:#fff;border-color:var(--accent-dark)}.ip-anchor-hint{background:rgba(255,252,246,.55);border-style:dashed}.ip-anchor-name{font-size:13px;font-weight:700;color:var(--ink);line-height:1.35}.ip-anchor a:hover .ip-anchor-name{color:var(--accent-dark)}.ip-anchor-desc{font-size:11.5px;color:var(--muted);line-height:1.5}.ip-anchor-host{margin-top:auto;font-size:10.5px;font-weight:700;color:var(--accent-dark);letter-spacing:.02em;word-break:break-all}.ip-anchor-hint .ip-anchor-host{color:var(--muted);font-weight:600}.ip-corrections{margin-top:22px;border:1px solid var(--accent);border-radius:20px;background:rgba(255,252,246,.9);box-shadow:0 16px 44px rgba(52,39,28,.08);padding:26px 28px 28px;scroll-margin-top:88px}.ip-corrections-head{display:flex;gap:14px;align-items:flex-start;margin-bottom:18px}.ip-corrections-icon{flex:none;display:inline-flex;align-items:center;justify-content:center;width:40px;height:40px;border-radius:12px;background:var(--accent-light);border:1px solid var(--accent);color:var(--accent-dark)}.ip-corrections-icon svg{width:21px;height:21px}.ip-corrections-kicker{display:block;font-size:10.5px;letter-spacing:.12em;text-transform:uppercase;font-weight:700;color:var(--accent-dark);margin-bottom:3px}.ip-corrections-head h2{margin:0 0 4px;font-family:var(--font-serif);font-size:clamp(1.2rem,2.3vw,1.55rem);color:var(--ink);line-height:1.3}.ip-corrections-head p{margin:0;color:var(--muted);font-size:13px;line-height:1.65;max-width:70ch}.ip-correction-cards{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));grid-gap:14px;gap:14px}.ip-correction-card{position:relative;border:1px solid var(--line);border-top:3px solid var(--accent);border-radius:14px;background:var(--paper);padding:16px 18px 18px}.ip-correction-num{position:absolute;top:12px;right:14px;font-size:13px;font-weight:800;color:var(--accent);opacity:.5;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.ip-correction-card h3{margin:0 0 12px;font-size:14.5px;font-family:var(--font-serif);color:var(--ink);line-height:1.4;padding-right:26px}.ip-correction-card p{margin:0 0 9px;font-size:12.5px;line-height:1.65;color:var(--ink-soft)}.ip-correction-card p:last-child{margin-bottom:0}.ip-correction-tag{display:inline-block;font-size:9.5px;font-weight:800;letter-spacing:.04em;text-transform:uppercase;border-radius:6px;padding:1px 7px;margin-right:7px;vertical-align:1px;white-space:nowrap}.ip-tag-dispute{background:rgba(180,60,40,.1);color:#9a3b22}.ip-tag-correct{background:var(--accent-light);color:var(--accent-dark)}.ip-tag-action{background:rgba(154,111,27,.1);color:#6f520f}.ip-correction-action{color:var(--ink);font-weight:600}.ip-layout{display:grid;grid-template-columns:220px minmax(0,1fr);grid-gap:28px;gap:28px;margin-top:28px;align-items:start}@media (max-width:900px){.ip-layout{grid-template-columns:1fr}}.ip-toc{position:-webkit-sticky;position:sticky;top:88px;background:rgba(255,252,246,.9);border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow-sm);padding:18px 18px 20px}@media (max-width:900px){.ip-toc{position:static}}.ip-toc-kicker{display:block;font-size:10.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);font-weight:700;margin-bottom:10px}.ip-toc ol{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:2px}.ip-toc a{display:flex;align-items:center;gap:9px;padding:7px 8px;border-radius:9px;color:var(--ink);text-decoration:none;font-size:13px;line-height:1.3;transition:background .12s ease,color .12s ease}.ip-toc a:hover{background:var(--accent-light);color:var(--accent-dark)}.ip-toc-num{font-size:10.5px;font-weight:700;color:var(--accent-dark);font-feature-settings:"tnum";font-variant-numeric:tabular-nums;min-width:18px}.ip-body{display:flex;flex-direction:column;gap:24px}.ip-section{background:rgba(255,252,246,.9);border:1px solid var(--line);border-radius:22px;box-shadow:0 18px 50px rgba(52,39,28,.08);padding:26px 30px 28px;scroll-margin-top:88px}.ip-section-head{display:flex;gap:14px;align-items:flex-start;margin-bottom:18px}.ip-section-icon{flex:none;display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:11px;background:var(--accent-light);color:var(--accent-dark);border:1px solid var(--accent)}.ip-section-icon svg{width:20px;height:20px}.ip-section-step{display:block;font-size:10px;letter-spacing:.12em;text-transform:uppercase;font-weight:700;color:var(--muted);margin-bottom:3px}.ip-section-head h2{margin:0 0 4px;font-family:var(--font-serif);font-size:clamp(1.15rem,2vw,1.5rem);color:var(--ink);line-height:1.3}.ip-section-head p{margin:0;color:var(--muted);font-size:13px;line-height:1.6;max-width:72ch}.ip-blocks{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:12px}.ip-block{border:1px solid var(--line);border-radius:14px;background:var(--paper);padding:15px 18px 16px}.ip-block h3{margin:0 0 6px;font-size:14px;color:var(--ink);line-height:1.4;font-weight:700}.ip-block-body{margin:0;font-size:12.5px;color:var(--ink-soft);line-height:1.7}.ip-block-caveat{display:flex;align-items:flex-start;gap:6px;margin:9px 0 0;padding:8px 10px;font-size:11.5px;color:#8a3a22;line-height:1.6;border:1px solid rgba(180,60,40,.22);border-radius:9px;background:rgba(180,60,40,.045)}.ip-block-caveat svg{flex:none;width:14px;height:14px;color:#b4452a;margin-top:1px}.ip-block-links{display:flex;flex-wrap:wrap;align-items:center;gap:6px 10px;margin:9px 0 0}.ip-block-links-label{font-size:10px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--muted)}.ip-block-links a{font-size:11.5px;color:var(--accent-dark);text-decoration:none;border-bottom:1px solid var(--accent);line-height:1.5;word-break:break-all}.ip-block-links a:hover{color:var(--ink);border-bottom-color:var(--ink)}.ip-extra{margin:14px 0 0;border:1px solid var(--line);border-radius:12px;background:rgba(0,0,0,.012);padding:14px 16px 15px}.ip-extra-head{display:flex;align-items:center;gap:8px;margin-bottom:9px}.ip-extra-label{font-size:10.5px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--accent-dark)}.ip-extra-note{margin:0 0 9px;font-size:11.5px;color:var(--muted);line-height:1.65}.ip-meyasu{flex:none;font-size:9.5px;font-weight:800;letter-spacing:.05em;color:var(--accent-dark);background:var(--accent-light);border:1px solid var(--accent);border-radius:999px;padding:1px 8px;white-space:nowrap}.ip-tiers{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));grid-gap:9px;gap:9px}.ip-tier{display:flex;flex-direction:column;gap:3px;border:1px solid var(--line);border-radius:10px;background:var(--paper);padding:10px 12px}.ip-tier-rate{font-size:16px;font-weight:800;color:var(--accent-dark);font-family:var(--font-serif);line-height:1.1}.ip-tier-desc{font-size:11.5px;color:var(--ink-soft);line-height:1.55}.ip-compare{overflow-x:auto}.ip-compare-table{width:100%;min-width:520px;border-collapse:collapse;font-size:11.5px;border:1px solid var(--line);border-radius:10px;overflow:hidden}.ip-compare-table thead th{background:var(--accent-light);color:var(--accent-dark);font-size:10.5px;font-weight:700;text-align:left;padding:8px 11px;border-bottom:1px solid var(--line)}.ip-compare-table tbody td,.ip-compare-table tbody th{padding:9px 11px;border-bottom:1px solid var(--line);vertical-align:top;text-align:left;line-height:1.6;color:var(--ink-soft)}.ip-compare-table tbody tr:last-child td,.ip-compare-table tbody tr:last-child th{border-bottom:none}.ip-compare-table tbody th{font-weight:700;color:var(--ink);white-space:nowrap;border-left:3px solid transparent}.ip-compare-table tbody tr.ip-tone-good th{border-left-color:#8a6516}.ip-compare-table tbody tr.ip-tone-neutral th{border-left-color:var(--accent)}.ip-compare-table tbody tr.ip-tone-bad th{border-left-color:#b4452a}.ip-compare-table tbody tr.ip-tone-bad td{color:#8a3a22}@media (max-width:620px){.ip-compare-table tbody th{white-space:normal}}.ip-prices-list{margin:0;display:flex;flex-direction:column;gap:5px}.ip-price-row{display:flex;justify-content:space-between;align-items:baseline;gap:12px;border-bottom:1px dotted var(--line);padding-bottom:5px}.ip-price-row:last-child{border-bottom:none;padding-bottom:0}.ip-price-row dt{margin:0;font-size:11.5px;color:var(--ink-soft);line-height:1.5}.ip-price-row dd{margin:0;font-size:12px;font-weight:700;color:var(--ink);font-feature-settings:"tnum";font-variant-numeric:tabular-nums;white-space:nowrap;text-align:right}.ip-price-row.ip-cost-pension dd{color:var(--accent-dark)}.ip-myths{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px;counter-reset:ip-myth}.ip-myth{counter-increment:ip-myth;position:relative;border:1px solid var(--line);border-radius:12px;background:var(--paper);padding:13px 16px 14px 44px}.ip-myth:before{content:counter(ip-myth);position:absolute;left:14px;top:14px;width:20px;height:20px;border-radius:6px;background:var(--accent-light);border:1px solid var(--accent);color:var(--accent-dark);font-size:11px;font-weight:800;display:inline-flex;align-items:center;justify-content:center;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.ip-myth p{margin:0 0 7px;font-size:12.5px;line-height:1.65}.ip-myth p:last-child{margin-bottom:0}.ip-myth-claim{color:var(--muted)}.ip-myth-truth{color:var(--ink);font-weight:600}.ip-myth-tag{display:inline-block;font-size:9.5px;font-weight:800;letter-spacing:.04em;text-transform:uppercase;border-radius:6px;padding:1px 7px;margin-right:7px;vertical-align:1px;white-space:nowrap}.ip-tag-myth{background:rgba(180,60,40,.1);color:#9a3b22}.ip-tag-truth{background:rgba(154,111,27,.1);color:#6f520f}.ip-footer{margin-top:32px;padding:16px 2px 0;border:0;border-top:1px solid var(--line);border-radius:0;background:transparent;color:var(--muted);font-size:12.5px;line-height:1.7}.ip-footer>p{display:flex;align-items:flex-start;gap:8px;margin:0}.ip-footer-icon{flex:none;display:inline-flex;color:var(--accent-dark);padding-top:2px}.ip-footer-icon svg{width:15px;height:15px}.ip-footer strong{color:var(--ink)}.ip-footer .ip-reviewed{margin:8px 0 0;color:var(--accent-dark);font-weight:700}.ip-body,.ip-layout,.ip-toc{min-width:0;max-width:100%}.ip-toc a{min-width:0;overflow-wrap:anywhere;word-break:break-word}@media (max-width:640px){.ip-root{width:min(100%,calc(100vw - 24px));padding-block:20px 56px}.ip-anchors,.ip-corrections,.ip-hero,.ip-section{padding:20px 18px;border-radius:16px}.ip-toc{padding:14px;border-radius:14px}}