Daishi Hokuetsu Financial Group, Inc.

Daishi Hokuetsu Financial Group is Niigata's leading financial holding company by deposits, formed through the merger of Daishi Bank and Hokuetsu Bank. Its defining feature is its No. 1 deposit position in Niigata, an approximately 50% lending share following the merger, and the planned 2027 integration with Gunma Bank to form Gunma Niigata Financial Group. Daishi Bank and Hokuetsu Bank, previously ranked No. 1 and No. 2 in Niigata by deposits, integrated in 2018 and merged in 2021 to form Daishi Hokuetsu Bank, which leads deposits in Niigata and holds an approximately 50% share of lending within the prefecture, alongside securities and leasing businesses. The group reached a final integration agreement with Gunma Bank (→[[gunma-bank]]) in March 2026 and is planned to become Gunma Niigata Financial Group in April 2027. It is the dominant regional banking group in Niigata.