ITFOR Inc.

ITFOR Inc. is a specialized systems integrator with particular strength in debt management for financial institutions. Its defining feature is the combination of delinquent debt management for financial institutions, including AutoCall and an overwhelming share of more than 70% among regional banks, with retail, public-sector, and cashless checkout solutions. It develops systems for financial institutions such as banks and credit card companies, retailers such as department stores, and public-sector clients such as municipal offices. In 1983, it launched Japan's first delinquent debt management system, an automated collection-calling solution known as AutoCall. The system has been adopted by more than 70% of regional banks in Japan, giving ITFOR a dominant position in debt collection. The company also provides solutions for financial services, the public sector, retail and e-commerce, customer service, cashless payments, security, and IT infrastructure. Its fiscal year ends in March.