The Ogaki Kyoritsu Bank, Ltd.

The Ogaki Kyoritsu Bank, Ltd. (OKB) is an innovative regional bank based in Gifu. Its defining feature is its identity as an innovative regional bank that positions itself as a "service industry" company, offering ATMs available 365 days a year, palm-authentication ATMs, and branches with counters open every day. Established in 1896, it built its base in western Gifu and expanded into Aichi, Mie, and Shiga. By challenging conventional banking practices and taking a customer-centered approach, it introduced pioneering services in Japan such as ATMs available 365 days a year, the Everyday Plaza counter-service branches, and palm-authentication ATMs. It is a regional bank known for service innovation.